Skip to the content
efco
Menu
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
1/15
LOAN DETAILS
Personal
Business
Vehicle
Asset
Debt consolidation
Renovate Property
Health
Other
Term Preference
1 Year
2 Year
3 Year
4 Year
5 Year
Repayment Frequency
Weekly
Fortnightly
Monthly
Vehicle
Equipment
Working Capital
Business Acquisition
Other
Term Preference
1 Year
2 Year
3 Year
4 Year
5 Year
Repayment Frequency
Weekly
Fortnightly
Monthly
Next
Personal
Business
First Customer
Mr.
Mrs.
Ms.
Miss
Mx
Living arrangements
Owner occupier
Renter/Boarder
Other
Time at Current Address
Months
1 Month
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
12 Months
Time at Previous Address
Months
1 Month
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
12 Months
Phone
Residency Status
NZ / AU Citizen
Permanent Resident
Work Visa
Student Visa
Lived in NZ for 2 years or more continuously?
Yes
No
Employment Details
Current Employment
Employment Type
Full-time
Part-time
Casual
Fixed term
Shiftworkers
Daily hire and weekly hire
Probation
Apprentices and trainees
Outworkers
Time at Current Employment
Months
1 Month
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
12 Months
Previous Employment
Employment Type
Full-time
Part-time
Casual
Fixed term
Shiftworkers
Daily hire and weekly hire
Probation
Apprentices and trainees
Outworkers
Time at Previous Employment
Months
1 Month
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
12 Months
Family Details
Marital Status
Single
Married-Separate
Married-Together
Defacto
Divorced
Separated
Widowed
Employed Spouse?
Yes
No
Number of Dependents
None
1
2
3
4
5
6
7
8
9
10
Drivers License
Drivers License Type
LEARNER LICENCE
RESTRICTED LICENCE
FULL LICENCE
SINGLE / JOINT / GUARANTOR
Mr.
Mrs.
Ms.
Miss
Mx
Living arrangements
Owner occupier
Renter/Boarder
Other
Time at Current Address
Months
1 Month
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
12 Months
Time at Previous Address
Months
1 Month
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
12 Months
Phone
Residency Status
NZ / AU Citizen
Permanent Resident
Work Visa
Student Visa
Lived in NZ for 2 years or more continuously?
Yes
No
Employment Details
Current Employment
Employment Type
Full-time
Part-time
Casual
Fixed term
Shiftworkers
Daily hire and weekly hire
Probation
Apprentices and trainees
Outworkers
Time at Current Employment
Months
1 Month
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
12 Months
Previous Employment
Employment Type
Full-time
Part-time
Casual
Fixed term
Shiftworkers
Daily hire and weekly hire
Probation
Apprentices and trainees
Outworkers
Time at Previous Employment
Months
1 Month
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
12 Months
Family Details
Marital Status
Married
Widowed
Separated
Divorced
Single
Employed Spouse?
Yes
No
Number of Dependents
None
1
2
3
4
5
6
7
8
9
10
Drivers License
Drivers License Type
LEARNER LICENCE
RESTRICTED LICENCE
FULL LICENCE
BUSINESS DETAILS
Do you have a NZBN?
Yes
No
Type of Organisation
Sole Trader
Company
Partnership
Trust
Joint Venture
Others
Category
Service Business
Merchandising Business
Manufacturing Business
Others
DIRECTORS/GUARANTOR
Mr.
Mrs.
Ms.
Miss
Living arrangements
Owner occupier
Renter/Boarder
Other
Time at Current Address
Months
1 Month
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
12 Months
Time at Previous Address
Months
1 Month
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
12 Months
Phone
Residency Status
NZ / AU Citizen
Permanent Resident
Work Visa
Student Visa
Back
Next
Income
Personal
Business
First Customer
Frequency
Weekly
Fortnightly
Monthly
Annual
Total Income:
$
00000
Second Customer
Frequency
Monthly
Annual
Total Income:
$
00000
First Customer
Frequency
Weekly
Fortnightly
Monthly
Annual
Total Income:
$
00000
Second Customer
Frequency
Monthly
Annual
Total Income:
$
00000
Back
Next
EXPENSES
Personal
Business
FIXED COMMITMENTS
Frequency
Weekly
Fortnightly
Monthly
Annual
ESSENTIAL LIVING COSTS
DISCRETIONERY LIVING COSTS
Total Expenses:
$
00000
Surplus/(Deficit)?:
DIRECT COSTS
OPERATING & ADMINISTRATIVE
FINANCE COSTS
Total Expenses:
$
00000
Surplus/(Deficit)?:
Back
Next
EXISTING ASSETS
Total Assets:
$
00000
Back
Next
EXISTING LIABILITIES
Frequency
Weekly
Fortnightly
Monthly
Frequency
Weekly
Fortnightly
Monthly
Frequency
Weekly
Fortnightly
Monthly
Total Liabilities:
$
00000
Net Assets =
$
00000
Back
Next
GUARANTEES
Are you a guarantor for any other loan?
Yes
No
Type of Guarantee
Bid/Tender Guarantee
Performance Guarantee
Unlimited Personal Guarantee
Limited Personal Guarantee
Joint & Several Personal Guarantee
Back
Next
PREVIOUS DEFAULT HISTORY
Have you defaulted before?
Yes
No
Type of Default
Debt Services Default
Technical Default
Back
Next
Insurance Payments
Do you want us to pay insurances on your behalf?
Yes
No
Comprehensive
Yes
No
Protection
Yes
No
MBD
Yes
No
Back
Next
ALTERNATIVE CONTACT
Back
Next
HOW YOU LEARNT ABOUT US?
Direct
HOW YOU LEARNT ABOUT US?
FaceBook
Twitter
Instagram
YouTube
LinkedIn
Google Search
Referred by a friend
Others
Referred By
Back
Next
DOCUMENTS NEEDED
Individual
Identity document
3 Months Bank Statements
OR
Bank Statement Retrieval link:
You may submit by following the link
Here
Proof of income - salary = 3 pay slips, commission = details of commission
for last 12 months, self-employment = Annual account for 2 years, tax
returns for 2 years
If debt consolidation-most recent statement of Loan Account (covering the
previous 6 months) for all debts being refinanced
Any Other Relevant Documents
Business
2-3 Years Financial Statements
3 Years Financial Projections
Last 3 Years IRD Income Tax Returns
Details of Current Securities
Identity of Directors
Sale and Purchase Agreement
Bank Statement Retrieval link:
You may submit by following the link
Here
Any Other Relevant Documents
Back
Next
CONSENTS
Consent to process and waive privacy?
Yes
No
Back
Next
YOUR REMARKS
Tell us more if you like us to know something specific to your situation
Back
Next
REVIEW AND SUBMIT
Back
Step
Step
1
Step
2
efco
